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Loans for Every Need

Whether you’re looking for a little extra financial assistance with funding your home makeover, covering the cost of your dream vacation, or celebrating the holiday season, our team can work with you to get the boost you need. Here at Houma Credit, we offer a wide range of loans suited to whatever life changes come your way. Check out some of the loans we provide:

Starter Loans

Are you a first-time credit card owner or the parent of a first-time credit card owner? Get moving on building your credit score with the help of a credit starter loan. 

Household Goods and Furnishings

If you’re moving into a new home or looking to revamp your current home, let us help you to cover the costs of your interior makeover! We offer loans for…

  • Appliances
  • Furniture
  • Electronics

Home Repair and Remodeling

Is it time to give your home a makeover? Let our Houma Credit team help to bring your renovation dreams to life. We offer loans for…

  • Flooring
  • Painting
  • Roofing
  • Landscape

Outdoor Equipment

Enjoy your favorite outdoor activities without the stress of a financial burden! We offer loans for…

  • Lawn and Garden
  • Firearms
  • Tools
  • RVs/ATVs
  • Boats
  • Motorcycles
  • Pool/Spa

Back to School/Graduation

No matter what stage of schooling you or your child is in, we can provide the financial assistance you need to cover anything from school supplies to tuition. We offer loans for…

  • Uniforms/Clothes
  • Supplies & Tuition
  • Graduation Rings, Caps & Gowns
  • Pictures

Holidays

You deserve to enjoy the holidays with your loved ones, so don’t let finances become an added stress! We offer loans for…

  • Christmas
  • Easter
  • Thanksgiving

Vacations

Whether you’re taking a car, plane, or boat to make your dream vacation a reality, let us give you the boost you need to head out on your adventure! Our vacation loans can help to cover whatever expenses you need assistance with.

Life Events

When major life events happen, you shouldn’t have to worry about the added burden of finances. Our team will work with you and your family to come up with a plan that fits with your life’s needs. We offer loans for…

  • Weddings
  • Funerals

Auto Loans

When it comes time to buy a new vehicle, you deserve to get the perfect car for you and your family’s needs. With the help of our expert team and customized loans, your dream vehicle is just around the corner!

Auto Repair and Maintenance

Don’t let car troubles get in the way of your day-to-day activities. When issues arise that require the work of a professional, our team can help you to secure the funds you need to get your vehicle back in shape. We offer loans for…

  • Vehicle Repair
  • Vehicle Maintenance
  • Tires

Fill out your application today!

Are you ready to start moving on your loan? Get your approval process underway by filling out our online application.

Example Loan Terms:

$1,000.00 Loan Amount

12 month term

$106.43 monthly payment

Interest Rate 34% 

Origination Fee-$50

Documentation Fee-$20

Amount Financed:$1000.00

Finance Charges/Fee- $289.88

Total Pay back: $1277.43

Contact Us Today

    Disclaimer: Loans have a maximum interest rate of 34%. Repayment periods vary from 6 months to 60 months.